At US Insurance Inc, we are committed to protecting your personal information and maintaining your trust. This Privacy Policy explains how we collect, use, store, and protect the data you provide when using our insurance services. By using our services, you agree to the practices outlined below.
1. Information We Collect
a. Personal Information:
- Full name, address, phone number, and email address
- Billing and payment information
- Government-issued identification (if required for policy verification)
b. Service Information:
- Insurance policy details and coverage options
- Claims history and service requests
- Communications with customer support
c. Technical Information:
- IP address, device information, and browser type when using our online services
- Usage logs and website interaction data
2. How We Use Your Information
We use your information to:
- Provide and manage insurance services
- Process billing, payments, and claims
- Respond to inquiries and support requests
- Communicate service updates, promotions, or alerts
- Ensure compliance with legal and regulatory requirements
- Detect and prevent fraud or unauthorized use
3. How We Share Your Information
We do not sell your personal information. We may share your data only with:
- Trusted service providers who assist with operations or claim processing
- Payment processors for billing purposes
- Legal or regulatory authorities as required by law
- Business partners in the event of mergers, acquisitions, or restructuring
All third parties are required to protect your data and maintain confidentiality.
4. Data Security
We implement robust measures to protect your data, including:
- Encrypted storage and secure servers
- Access restrictions for sensitive information
- Regular monitoring and system updates
While we strive to ensure security, no system is completely immune to risk.
5. Cookies and Tracking Technologies
Our website may use cookies and similar tools to:
- Improve functionality and user experience
- Track website usage and analytics
- Deliver relevant content or promotions
You can manage or disable cookies through your browser settings.
6. Your Rights
You have the right to:
- Access your personal data
- Request corrections or updates
- Request deletion of your data where applicable
- Opt out of marketing communications
- Ask questions about how your data is handled
To exercise your rights, contact us using the details below.
7. Data Retention
We retain personal information only as long as necessary to provide services, comply with legal obligations, and resolve disputes. Once data is no longer required, it is securely deleted or anonymized.
8. Children’s Privacy
Our services are not directed toward children under 13 (or the legal minimum age). We do not knowingly collect information from children without parental consent.
9. Changes to This Policy
We may update this Privacy Policy periodically. Any changes will be posted on our website with the updated effective date. Continued use of our services indicates acceptance of the revised policy.